The banks in Singapore have a very high minimum limit of salary for foreigners to get a credit card. So after working in Singapore for almost 3 years and after 3 times of salary raise, I finally applied for 4 credit cards:
- OCBC Titanium
- HSBC Platinum
- Standard Chartered Platinum
- Standard Chartered Manhattan Platinum
The result: I was approved for both cards by Standard Chartered, but I was rejected both by OCBC and HSBC. I am not sure why I was rejected (given the fact that I passed all the requirements to apply for those cards, otherwise I wouldn't try at all), but I am not intending to find out. At least I got 2 cards out of 4. Not too bad, huh? Now I finally have the real platinum cards, unlike the UOB Direct Platinum debit card that I always have whose "platinum" doesn't really mean anything.
Usually you will need around 2 weeks for your application to be processed. But Standard Chartered is actually really fast, and you can receive the cards as early as 2 days! And there is this service guarantee policy by Standard Chartered that if you don't receive your card in 2 days*, you will get $50 credited to your credit card. And for both Standard Chartered cards that I applied for, they were late. So now I am going to claim my $100!
* Terms and conditions apply
0 comments:
Post a Comment